Mexican restaurant cheese dip is the exact white queso recipe you look for when dining out. This authentic stovetop version uses white American cheese to ensure a perfectly smooth texture that never gets grainy or oily. The warm and salty flavor pairs with mild green chiles for a creamy appetizer that coats every chip.
Warm the milk. Add the milk (and butter, if using) to a saucepan over low heat. Warm until lightly steaming, not boiling.
Melt the cheese gradually. Add the cubed white American cheese a handful at a time, stirring constantly until smooth. Add Monterey Jack (if using) and stir until melted.
Season. Stir in garlic powder, onion powder, cumin, and green chiles (if using). Add jalapeño juice a teaspoon at a time, tasting as you go. Add salt if needed.
Adjust thickness. If too thick, add warm milk a splash at a time. If too thin, simmer gently 1–2 minutes on low, stirring.
Serve. Pour into a bowl and serve warm with tortilla chips. For parties, keep warm in a slow cooker on warm, stirring occasionally.
Notes
Keep heat low to prevent grainy or oily queso.Reheat leftovers with a splash of milk, stirring often.For spicier queso, add chopped jalapeños or use pepper jack in place of Monterey Jack.